New Book is Here!

Click Here to Get the Book   I reached financial freedom a few years back and I have written a book about it. I thought the book was pretty good, but it was terrible. It was all over the place. There were redundant sentences, bad grammar and rubbish dressed up to sound like something useful. All in all, it wasn’t good enough to throw in the trash can. What to do? Give up? Pay someone to do it for me? […]

Continue Reading

Being Content

You can’t experience true financial freedom if you constantly desire more stuff. By contentment, I don’t mean just accepting your lot in life and learning to live with it. Contentment is more of an attitude of satisfaction with our situation. No matter the situation, be it extreme poverty or wealth, there isn’t the urge to obtain material things. It’s a good thing to be content with what you have without the desire to gain more. Of course, taken to the […]

Continue Reading

Never Pay Retail

There is an old rule I inadvertently use and I’m not sure where it came from. It’s the idea to, ‘Never pay retail.’ Retail prices are full market prices without any discounts. Sometimes paying retail is unavoidable. Some things like government fees can’t be negotiated. In most cases you can easily get away from the retail scam.   If you pay retail you are paying too much. The shops usually price according to what they consider they will use as […]

Continue Reading

Buying Our Second House

We were looking to buy a property with as many bedrooms as possible to rent it out room by room. Most people were directing us to 3 bedroom properties to invest in. That seemed to be what everyone was doing. We, however, wanted a better result than what everyone else was getting.   We had just missed out on a seven bedroom property and were about to give up when we came across another property that was marketed as a […]

Continue Reading

My Quora Traffic Experiment

You might be wondering about what traffic from Quora has to do with financial freedom or making money. That’s a good question and I’m not sure if I can answer it. Okay, since you pressed me I’ll try. To make money you need to sell something. To sell something you need to have an audience. To have an audience you need to have traffic. And you have to get traffic from somewhere other than your dreams. I came across Quora […]

Continue Reading

Save Money By DIY

When renovating a house I always like to try to save money wherever possible. If I can do a job myself to save I money, I’ll give it a go (the end result may not look any good, but at least I saved money, right?). There are things that I won’t try. Electrical or plumbing can cause some serious disruption if you get it wrong. It can also be illegal for schmucks to fiddle with (or you could die). Things […]

Continue Reading

Dealing With Dodgy Suppliers

The furniture business had become a big of a drag. I wanted to do something else. An opportunity came up to rent a warehouse and showroom for dirt cheap. Even though it was a bit cruddy, we decided that it was the opportunity of a lifetime (or at least a good way to save and make money).   We basically only had two lines of furniture: leather dining chairs and a lounge suite. It wasn’t much of a business. There […]

Continue Reading

The Self Made Argument

Kylie Jenner is close to hitting a Billion dollars. I actually didn’t know who Kylie Jenner was til I heard this news (I know what rock have I been hiding under?). Very impressive for a 21 year old! A lot of people have been claiming that she shouldn’t be called a self made billionaire. It’s because she is a part of a famous family and they have some wealth. How many of those other family member are billionaires or close to being billionaires? None. There are […]

Continue Reading

The Skinny on Student Loans

My wife and I were conducting a financial workshop at a university a few months ago. One of the questions I asked was, “Is a student loan good debt or bad debt?” Some said that it was good debt because the end result was getting a degree, which would land them a job. Another person said that it was necessary debt, because how else would they get a degree? I told them it was bad debt. By the look on […]

Continue Reading

Travelling Light

We recently arrived in Perth after spending a few months in Auckland, Whangarei and an extended time in Brisbane. Each time we had to pack up everything we owned. Whenever we travel we don’t take a lot of stuff. Of course, that would depend on how you compare us with others because we are a large family. Everything needs to fit in suitcases, we don’t take anything extra. When we are at the airport our luggage takes up at least […]

Continue Reading