How We Visited a Country For Free

For three months, in 2010, we lived in the Chinese city of Zhuhai. We had our two eldest children with us and we (royal we) were pregnant with the third. We would often climb this mountain there which had an amazing lookout at the top of it. It was really magical. We could see the bright lights of Macau from there and thought we had to make a day trip there at some stage. We left earlyish in the morning […]

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Bargain Hunters Anonymous

For as long as I can remember I have always been a good saver. I would hoard my Christmas chocolate stash for weeks and savour every mouthful. Whereas my brother would get his chocolate and it would be gone by the end of the day. I didn’t understand that because there were so many nice things to eat that day. But if there was one thing that I inherited from my dad (I’m glad I didn’t inherit his balding) it was […]

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Delayed Gratification Can Lead to Elimination

My son loves Lego. Actually, four of my kids do. I’m sure the fifth one will too when she is old enough to care. My son loves Batman as well. It’s his favourite of all the superheroes. So, when he saw a Batman Lego set that he didn’t have and almost could afford, he got really excited. He needed it. We were in Kmart at the time and he kept popping over to where we were to tell us about how […]

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A Biased and Unfair Review of the iPhone X

The new iPhone X looks amazing. So, am I excited about it? You bet I am. To see an Apple fanboy (or girl) drool over the new device is a sight to behold. It gives me so much pleasure to marvel at their devotion. I get yet another opportunity to mock them (I probably have too much time on my hands).   Sure some of those features are pretty cool. That face recognition thing is so needed. I mean what if you forget […]

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The Insurance Religion Scam

  While spending time with a friend of ours, she asked us a question which we thought was a bit weird. What she said wasn’t overly strange, but a particular word she threw in made it interesting. We had given a financial freedom workshop and one of the attendees had talked to our friend. Our friend said that we had mentioned in our workshop that, “We don’t believe in insurance”. That was a funny way to phrase it. Saying it […]

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Get the Financial Freedom Secrets Book FREE!

The Financial Freedom Secrets book reveals the general principles to gaining early retirement. My name is Dave Coss (aka Cossack). We have five young children and have traveled and lived in many countries. We mostly lived on a single below-average wage, yet we are wealthy and financially independent. How is that possible? I wasn’t entirely sure myself, but in studying what we had done, I have figured out that anyone can do it. We have done things a little differently […]

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The Key to Unlock Success Every Area of Your Life

My name is David Coss. My wife and I have 5 young children. We have been able to travel and live in many cities around the world. We’ve been able to retire even though we were on low wages, sometimes we only had one wage, and at other times no wages at all. I want to show you how we achieved financial freedom and how you can do it too.   Today, I’m going to reveal a key concept that […]

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You Can Always Afford a Holiday This Way

Imagine waking up whenever you want to the sounds of exotic birds and beautiful scenery. It’s wonderfully warm and you decide to take a quick dip in the pool before having breakfast including tropical fruit. This was our life in Fiji. We were there for around 3 months at a time over the last couple of years. It was great. Wouldn’t it be wonderful to be able to take a holiday like that whenever you wanted? Well, you can.   […]

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About the Cossacks

Lots of people tell us they are amazed at how we are able to travel and live in many countries with young kids in tow (we have five of the things now). Most don’t know that we are retired or financially free. I think that those who know us believe we made loads of money through business, but to be honest, we didn’t make a huge amount. At times, we would have earned below the average wage. Mrs Cossack and […]

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