New Book is Here!

Click Here to Get the Book   I reached financial freedom a few years back and I have written a book about it. I thought the book was pretty good, but it was terrible. It was all over the place. There were redundant sentences, bad grammar and rubbish dressed up to sound like something useful. All in all, it wasn’t good enough to throw in the trash can. What to do? Give up? Pay someone to do it for me? […]

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The Dangers of Early Retirement

It has been ages since I last wrote a blog post. We left Brisbane in December and it is now nearly June. I had thought that I would be in holiday mode for just a few weeks, but I have overextended my laziness. It is true that when you are retired you can do whatever you want, but who really wants to sit around and do nothing all the time. I want to be able to make some sort of […]

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Frugality vs Cheapality

A lot of people would call us frugal. That would be true. Sometimes it was embarrassingly true. I won’t go into all the details here. Suffice to say that we try to save money wherever we can. That sometimes might make people feel a bit uncomfortable (I can’t think of any specific examples). We don’t follow the norm when it comes to spending at all. That does not mean we are cheap. We go out of our way to save […]

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Bargain Hunters Anonymous

For as long as I can remember I have always been a good saver. I would hoard my Christmas chocolate stash for weeks and savour every mouthful. Whereas my brother would get his chocolate and it would be gone by the end of the day. I didn’t understand that because there were so many nice things to eat that day. But if there was one thing that I inherited from my dad (I’m glad I didn’t inherit his balding) it was […]

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Get the Financial Freedom Secrets Book FREE!

The Financial Freedom Secrets book reveals the general principles to gaining early retirement. My name is Dave Coss (aka Cossack). We have five young children and have traveled and lived in many countries. We mostly lived on a single below-average wage, yet we are wealthy and financially independent. How is that possible? I wasn’t entirely sure myself, but in studying what we had done, I have figured out that anyone can do it. We have done things a little differently […]

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